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Aflac Employee Benefits

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Today matters.... so does AFLAC !
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To get started with Aflac contact Brian A. Graef at (734) 476.1999 or by e-mail at brian_graef@us.aflac.com An Independent Agent Representing Aflac	We are pleased to be an Endorsed Service provider of the Michigan Lumber& Building Materials Association providing MLBMA members with a full range of work site services and payroll-deducted insurance policies offered on a voluntary basis. Let us help  provide solutions that win the admiration and loyalty of your employees.
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How do you make a good benefit plan...better ?	Member Testimonial About Aflac
Our insurance polices: Strengthen benefit packages at no cost to the company Empower employees by giving them the ability to directly receive and manage benefit checks Help attract and retain good employees Provide potential tax savings when made available under a cafeteria plan Reduce employee dependence on you, particularly if a salary advance or loan is requested Fortify your retirement commitment since Aflac policies are portable and renewable at the same payroll rate	"Ulrich Lumber Company came on board with the Aflac program about 10-years ago. Over 80% of our employees have purchased one or more of the Aflac policies. I personally purchased (3) policies that also cover my children so I can't tell you how helpful it has been to have Aflac available to help me cover the extra costs my primary insurance did not cover. This is a company that not only helps you in times of trouble, but wants you to be healthy and catch any problem ahead of time.  I highly recommend Aflac."  Robyn Roose Beckett Ulrich Lumber (Warren, Michigan)
Why Aflac?	Insurance Policies
In times of financial uncertainty, lowering costs while maintaining the quality of your small business is key.  When it comes to finding a cost-efficient way to provide your employees with the benefits they need, Aflac can help.  By making Aflac insurance policies available along with your major medical insurance, you can give your employees the kind of benefits they’d expect from a bigger company, on a small business budget.	Choose from a wide range of insurance policies that can help your employees with health events—from accidents, to intensive care, to life insurance. Your employees enjoy benefits from Aflac, all employee-paid.
Administering Aflac	Tax Savings
You take care of your business, we’ll take care of your employees, from enrollment to handling claims.	Aflac’s tax-advantaged plans allows employees to use pre-tax dollars to pay for certain benefit costs. And when you lower the taxable incomes of all participating employees, you may also reduce your overall share of FICA and FUTA taxes.
AFLAC (American Family Life Assurance Company of Columbus)