Home » Insurance » Group Health

Insurance

Group Health Care
As an authorized agent for Blue Cross Blue Shield of Michigan and Blue Care Network, MLBMA Agency, L.L.C.  (the Agency), through its licensed agents, can provide you with information and quotes on many Blues Family Products including:
PPO Plans Healthy Blue Flexible Blue Blue Care Network	Blue Elect Self-Referral Option Individual Care Blue Medicare Advantage
For a rate quote or information on these products, Click Here or contact the Employee Benefit Plans, Inc. at (517) 394-5225 ext 105 or 106.
Forms and Information	Find a Participating Provider
Employee Enrollment/Change Form Coordination of Benefits Information Employee Waiver Member Publications Frequently Asked Questions BCBS Newsroom Wells Fargo HRA Reimbursement Form	Physician Search Hospital Facility Search Urgent Care Facilities PPO Network Labs
Managing Your Coverage
Coordination of Benefits If you, your spouse or your dependents have more than one type of health insurance coverage. You may be eligible for coordination of benefits if:  You are covered by Blue Cross Blue Shield of Michigan and also have health care or prescription drug coverage through your spouse's employer or through some other type of insurance, such as automobile, home owners or workers' compensation. Someone in your family is covered by Medicare and has BCBSM coverage to pay for services not covered by Medicare.  Your children are covered by your BCBSM contract and also have coverage through their other parent's health care plan.  Your spouse is employed and has coverage through his or her employer in addition to your BCBSM coverage. Use the BCBSM Coordination of Benefits Form to notify the Agency when you, your spouse or your dependents have more than one type of health insurance coverage. Blue Cross Blue Shield of Michigan must receive a completed COB form each year to effectively process claims.
Keeping Your Coverage Current
When making a change to your coverage.... Make sure that changes are reported to MLBMA Agency, L.L.C.  (the Agency) regarding your enrollment or coverage within 30 days of there occurrence. Use the Enrollment/Change of Status Form to notify the Agency of any of the following events: New Enrollments COBRA Enrollments Contract Changes Address Changes Name Changes Cancellations Reinstatements For information on completing the Enrollment/Change of Status Form Click Here
Continuation of Benefits
To continue your benefits if you are leaving your group coverage If you leave a group there are two options for continuing coverage for you or your covered dependents. To be eligible for COBRA or group conversion, your coverage must have been terminated for one of the following reasons: Layoff or reduction of hours Termination of employment (voluntary or involuntary)  Divorce or legal separation from a covered employee  Death of a subscriber Loss of dependent eligibility status  Marriage of a dependent child COBRA Under the federal Consolidated Omnibus Budget Reconciliation Act (COBRA), you can extend your group coverage by paying your own premiums. Depending on your situation, coverage can be extended for 18 to 36 months. COBRA coverage is only available to someone who leaves a group of 20 or more employees. Groups with fewer than 20 employees, churches and federal government plans are exempt from COBRA. You must apply through your group for COBRA continuation within 60 days of loss of coverage. For information on the Agency COBRA Assistance Program call (517) 394-5225 ext 105 or Click Here. Group Conversion If you are not eligible for COBRA, you and your covered spouse and dependents can apply for individual coverage, called group conversion, within 30 days of loss of coverage. For more information, contact MLBMA Agency, L.L.C. at (517) 394-5225, then press 3.