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Section 125 Flexible Benefit Plan

American Fidelity is a national leader in providing Section 125 Services with over 11,000 Section 125 accounts across the United States. They help you set up your plan and then keep you posted with the latest information on Section 125 plans, such as permitted mid-year election changes. For more information call MLBMA at (517) 394-5225 ext. 111 or by e-mail at assn@mlbma.org. American Fidelity provides these basic services: Preparation of plan documents via information provided by you Preprinted election forms available with advance notice  Annual enrollment of plan through your American Fidelity Representative  Compliance assistance  Toll free phone (automated) available 8:00 a.m. to 5:00 p.m. CST  Discrimination testing worksheets available for 25% key employee concentration test and 55% dependent daycare test upon request  Administration guide furnished with plan documents  Semi-annual newsletter to clients with latest compliance information and trends

FSA Information Packet Reimbursement Forms Frequently Asked Questions

In addition, American Fidelity provides these services for Flexible Spending Account participants: Daily claims processing with turnaround time of 5 to 7 business days  Monthly administration fee per participant, covering one or both accounts  Direct deposit of reimbursements to participant's bank account at no extra charge  Toll free fax number for claim submission  FlexConnection(R) (toll free automated phone) available 24 hours/day. Participants can: Obtain current account balance  Review the last activities in account  Date and amount of last reimbursement Date last claim was entered and amount  Date and amount of last deposit Order additional reimbursement forms Policy available to cover employer's uniform coverage risk for health flexible spending account Runoff period at end of plan year  Monthly reports available on request  Interactive voice response enrollment  Online enrollment  Flexible spending account forms available to participants online